Rates







Loans | Certificates

Effective date 04/08/2008


AUTO LOAN RATES


New Auto Rates As Low As 5.25%*

Used Auto Rates As Low As 5.75%* 

*Rates based on credit score of 700 and above

Call for other rates

 

 

 

Term Charts

 

Auto and Truck

No Rebuit Titles

New 2008-2007

$30,000 above

84 months

Used up to2006

$25,00o above

72 months

2005

$20,000 above

60 months

2004-2002

$20,000 above

60 months

2004-2002

Below $20,000

48 months

2001 and older

$10,000 above

48 months

2001 and older

Below $10,000

36 months

Boats and Recreational Vehicles ($50,000 max loan)

New 2008-2007

$40,000 above

120 months

Used up to 2006

$30,000 above

96 months

2005

$20,000 above

60 months

2004-2002

$20,000 above

60 months

2004-2002

Below $20,000

48 months

2001 and older

$10,000 above

48 months

2001 and older

Below $10,000

36 months

 

Motorcycles

New 2008-2007

$25,000 above

60 months

Used up to 2006

$20,000 above

60 months

2005

$15,000 above

48 months

2004-2002

$15,000 above

48 months

2004-2002

Below $15,000

48 months

2001 and older

$10,000 above

36 months

2001 and older

Below $10,000

36 months

 

Farm Equipment ($50,000 max, $10,000 min)

New 2008-2007

$40,000 above

60 months

Used up to 2006

$30,000 above

60 months

2005

$20,000 above

60 months

2004-2002

$20,000 above

60 months

2004-2002

Below $20,000

48 months

2001 and older

$10,000 above

48 months

 

Misc Secured (Max $25,000)

$5,000 above

60 months

$2501-$4999.00

48 months

$1001 - $2500.00

24 months

$1000.00 or below

12 months

 

Unsecured Loans

$5,000 above

60 months

$2501-$4999.00

48 months

$1001 - $2500.00

24 months

$1000.00 or below

12 months

 

4 wheelers, Jet Ski, Travel Trailer, Lawn Tractor will use Misc. Secured rate and terms .

 

All Misc Secured loans must either be secured by a title or UCC1 must be filed and item must be insurable.

 

Effective 04/08/2008

 

 

 

 

 

 




All rates quoted based on credit score of 700 and above


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EFFECTIVE DATE 04/07/2008

 

Certificates Minimum Deposit Dividend Rate APY* Term
6 months $500.00 3.15% 3.20% 6
7 months $ 500.00 3.35% 3.40% 7
11 months $ 500.00 3.55% 3.61% 11
12 months $ 500.00 3.25% 3.30% 12

 

*APY = Annual Percentage Yield
New Deposits and / or $ 100,000 Or More
Call for Special Rates

Annual percentage rates are good as of 04/07/2008 and are subject to change without notice.  Penalty of 90 days dividends will be imposed for early withdrawal.
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