Effective date 08/30/2010

AUTO LOAN RATES


New Auto Rates As Low As 2.75%*

Used Auto Rates As Low As 2.75%* 

* Maximum loan term will depend on the age of the collateral and /or the loan amount, and the actual APR may vary based on the applicant's credit history.

Call for other rates

Term Charts

Auto and Truck

No Rebuit Titles

New 2010	$30,000 above	84 months
Used 2008-2009	$25,00o above	72 months
2007-2008	$20,000 above	60 months
2006-2007	$20,000 above	60 months
2005-2003	Below $20,000	48 months
2002 and older*	$10,000 above	48 months
2002 and older*	Below $10,000	36 months

Boats and Recreational Vehicles ($50,000 max loan)

New 2010	$40,000 above	120 months
Used 2008-2009	$30,000 above	96 months
2007-2008	$20,000 above	60 months
2006-2007	$20,000 above	60 months
2003-2005	Below $20,000	48 months
2002 and older*	$10,000 above	48 months
2002 and older*	Below $10,000	36 months

Motorcycles

New 2010	$25,000 above	60 months
Used 2008-2009	$20,000 above	60 months
2007-2008	$15,000 above	48 months
2006-2007	$15,000 above	48 months
2003-2005	Below $15,000	48 months
2002 and older*	$10,000 above	36 months
2002 and older*	Below $10,000	36 months

Farm Equipment ($50,000 max, $10,000 min)

New 2010	$40,000 above	60 months
Used 2008-2009	$30,000 above	60 months
2007-2008	$20,000 above	60 months
2006-2007	$20,000 above	60 months
2003-2005	Below $20,000	48 months
2002 and older*	$10,000 above	48 months

Misc Secured (Max $25,000)

$5,000 above	60 months
$2501-$4999.00	48 months
$1001 - $2500.00	24 months
$1000.00	12 months

Unsecured Loans

$5,000 above	60 months
$2501-$4999.00	48 months
$1001 - $2500.00	24 months
$1000.00	12 months

4 wheelers, Jet Ski, Travel Trailer, Lawn Tractor will use Misc. Secured rate and terms .

All Misc Secured loans must either be secured by a title or UCC1 must be filed and item must be insurable.

Effective 08/18/2010 

* Vehicles 10 years and newer only 

All rates quoted based on credit score of 750 and above

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*APY = Annual Percentage Yield
New Deposits and / or $ 100,000 Or More
Call for Special Rates

Annual percentage rates are good as of 08/30/2010 and are subject to change without notice.  Penalty of 90 days dividends will be imposed for early withdrawal.
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