Certificate of Deposits (CD'S)

• Minimum deposit of $500.00
• Automatically renewed at maturity.
• Dividends compounded monthly or a monthly dividend check issued.
• Dividends rates and terms vary, available upon request.

Mastercard Gift Cards

The
Any Season
Any Reason
Gift Card
Give the perfect gift.  Winter, spring, summer or fall.
For birthdays, graduations, or any reason at all.
Debit card, accepted worldwide
More personal than cash
Up to $500
Issued instantly
Ask about the perfect gift today!

Debit Cards

VISA debit cards are available to qualified members

• Doubles as your ATM card (fees may be charged for this service)
• Accepted anywhere you see the VISA symbol, yet there are no credit charges
• Money is debited from your checking account

Checking

Finally a checking account that will last through life's changes.

Life is full of unexpected changes, both good and bad.  However, you can always rely on Brewton Mill Federal Credit Union for stability, especially when it involves our checking accounts

Reliable, Affordable and  Secure...

Our checking accounts will withstand all of life's challenges.  Survey after survey shows the most affordable, money-saving checking accounts are at your credit union.  Our low-cost checking accounts provide financial freedom, not hidden costs.  There's NO MINIMUM BALANCE and NO MONTHLY SERVICE CHARGE.

Brewton Mill Federal Credit Union checking accounts offer the convenience of direct deposit and overdraft protection.  Plus, you'll receive a monthly statement updating all account activity.

For peace of mind, the National Credit Union Administration (NCUA) insures your credit union accounts up to $100,000.

Look at the difference

Compare our checking accounts with your current checking account.  The difference is worth the switch!

• No Minimum Balance
• Overdraft Advance with approval, is available
• Insured up to $100,000 by the NCUA
• VISA Check Cards give you 24-hour access to your funds at our ATM, any merchant or ATM displaying the VISA logo.

Get the checking account guaranteed to last through life's unpredictable changes.
For more information, contact the credit union at (251) 867-3162. 

Open the DOOR to opportunity with a home equity loan from Brewton Mill Federal Credit Union

Home Equity Line of Credit Loan
As low as 6%* APR variable

With a Home Equity Loan from Brewton Mill Federal Credit Union, you can unlock the cash in your home.  Whether you need to finance an education, make an improvement to your home, take a dream vacation or whatever you choose, you can do it all with a Home Equity Loan from your credit union.

Home Equity Loans allow you to borrow against the amount of equity you have in your home.  And, because the money is secured by your home, the interest you pay on the loan is usually tax-deductible.  Ask you tax adviser for details.

Our Home Equity Loans feature great benefits:
$300.00 application fee, low closing cost
Tax Deductions
Competitive Low Rates
Convenient Terms

Open the door opportunity with a Home Equity  Line of Credit Loan from Brewton Mill Federal Credit Union.  Just call the credit union at (251) 867-3162 and we'll help you unlock the cash in your home!

100% of appraised value less the first mortgage balance, if any, up to 15 years, fixed for first 2 years.  Variable rate based on New York Prime plus 1½ percent (Maximum of 12% - Minimum 6%) after 2 years.  Rate subject to change every year thereafter (on anniversary date) to increase or decrease no more that 2 percent per year.  Maximum loan amount varies.  Minimum account balance of $3000.00, minimum initial advance of $10,000.00 minimum future advance of $3000.00.  Application fee is $300.00.  All Closing cost to be paid by borrower.  Application fee must be paid when application received.  Credit Union to be 2nd lien holder of less.

Real Estate Loans

Land Loans

100% of appraised value or purchase price, whichever is less.  15-year fixed for first 2 years.  As low as 8.00%* APR Variable. Variable rate based on New York Prime plus 1 % (Maximum of 12% APR-Minimum 6% APR) after 2 years.  Rate subject to change every year thereafter on anniversary date.  To increase or decrease no more that 2 percent per year.  Survey may be required on land purchases.  Credit Union to be first lien holder.

*WAC (rate is based on FICO score)

Additional Services

NADA and Kelly Blue Book guide is available.
Fee Notary Services available to all members.

Revised February 20, 2007